Key Messages
- Momentus Capital is investing $50 million through 2027 to advance community and economic development in Atlanta, with a focus on lending to small businesses, expanding access to affordable housing, and supporting community development projects.
- Our approach is guided by insights gathered from local business owners, real estate developers, community-rooted lenders, and economic development organizations, ensuring our work aligns with community priorities.
- We provide targeted support through community development lending, small business lending, impact investing, and business advising & capacity building, each designed to strengthen local assets and foster long-term economic stability.
Atlanta is a city on the move, with entrepreneurs launching new ventures, neighborhoods evolving, and demand growing for housing and education projects that serve local communities. But momentum needs to be matched with resources.
This is why the Momentus Capital branded family of organizations is investing $50 million through 2027 to help advance community and economic development in Atlanta. Through flexible lending, impact investments, business advising, and technical assistance, our branded family of organizations is supporting local businesses, housing developments, and education facilities.
Our place-based strategy puts community voices at the center, partnering with local leaders to create solutions that reflect Atlanta’s evolving needs and priorities.
Why are we fostering economic development in Atlanta?
Atlanta’s economy is growing rapidly and the city has been adding residents at a rate of about 1.1% annually, increasing the need for community infrastructure like affordable housing, health care, and education for a growing population. This is especially true given that more than 14,000 students are waitlisted to attend charter schools due to low supply, and that housing affordability is a major issue in the city and the surrounding metro area. The entrepreneurship ecosystem is also flourishing, with about 9,000 new small businesses being launched each year in an ecosystem of more than 110,000 small businesses. This growth illustrates the need for responsible capital to support these entrepreneurs.
This presents significant opportunities for small businesses and community development, so that local businesses and community leaders can create a lasting impact for their communities.
How We Are Centering Communities
At Momentus Capital, we want to see people in all communities thrive. Our place-based strategy is centered on aligning our investments with priorities identified by local stakeholders, focusing investments in specific areas to create substantive change.
To support Atlanta’s communities, we engaged directly with business owners, real estate developers, and economic development organizations to draw on local insights and identify the needs and priorities of neighborhoods. This outreach allows us to pinpoint where capital can be most effectively deployed to strengthen existing assets and foster new opportunities by focusing on lending to small businesses, affordable housing, and community development facilities.
Are you a small business owner in Atlanta looking for financing? Get in touch with one of our loan experts at CDC Small Business Finance to explore our small business lending options.
Lending Products & Services in Action: How Do We Do It?
Momentus Capital leverages a continuum of financial, knowledge, and social capital to support community and economic development in Atlanta. Through our comprehensive products and services, we aim to address critical gaps in economic potential while creating pathways for long-term community growth:
Community Development Lending
Our flexible financing for community pillars includes community health centers, education facilities, food retailers, affordable housing initiatives, and cooperatives. These loans are structured to meet the projects’ unique needs and generate long-term community impact, sustaining essential services and fostering economic stability and mobility.
Examples in Atlanta & Beyond
Heritage Village at Westlake is a development by Quest Community Development Organization that received flexible financing from our community development lending team. It will add 102 new Atlanta Housing assisted “HomeFlex rental units” to Atlanta’s affordable housing inventory upon completion, a portion of which will be reserved for veterans, young adults aging out of the foster system, and people facing homelessness. The project will also include a community health clinic.
Planned Impact in Atlanta Through 2027
Deploy $15 million to affordable housing projects and fund 10 childcare facility deals through partner referrals.
Small Business Lending
Atlanta’s small businesses play a critical role in the city’s growth, but many need targeted financing to reach their full potential. Our working capital and commercial real estate loans offer long-term financing with low down payments and competitive rates, tailored to meet the various needs of businesses. Our financing options include SBA 7(a) Community Advantage loans, as well as Impower loans, which serve as alternatives to SBA 504 or traditional loans for commercial real estate financing.
Examples in Atlanta & Beyond
7(a): Loyal Care LLC., an established non-medical in-home care service in Georgia, serving elderly and disabled adults, received a 7(a) loan from our small business team. The funds will be used for hiring additional staff, covering overhead costs, and supporting marketing efforts.
Impower (504 alternative): For businesses that don’t qualify for SBA 504 commercial real estate products, we also provide alternative lending solutions designed to support expansion, hiring, and new business opportunities.
We provided the HR Plug, an HR consultancy firm in Atlanta, with an Impower loan to purchase a property for business operations, including an event space, and for social media productions. The objective was to attract new business and clients, lease co-working spaces, and create new jobs.
Planned Impact in Atlanta Through 2027
Deploy $25 million to small business borrowers to support real estate purchases and working capital needs.
Impact Investing
Through impact investments, we focus on projects that drive community impact and economic mobility. Our offerings utilize a flexible, non-dilutive investment approach that targets for-profit, growth-stage companies owned by community-rooted entrepreneurs or that have a strong community presence. These investments target industries like health care, food retail, workforce development, and cooperative ownership, aligning economic growth with community impact.
Examples in Atlanta & Beyond
Laine London is a first-of-its-kind bridal rental retailer based in Atlanta. They received flexible, non-dilutive investment financing from Momentus Capital. This financing provided the entrepreneurs with adequate runway to iterate on their product mix and build out a robust, personalized marketing funnel.
Planned Impact in Atlanta Through 2027
Deliver non-dilutive investments to entrepreneurs and growth companies across Atlanta.
Business Advising & Capacity Building
We offer business advising and access to technical assistance, mentorship, professional networks, and resources to help entrepreneurs and real estate developers launch and grow their businesses. Our advisors work with clients to refine strategies, optimize operations, and navigate challenges, ensuring businesses are positioned to grow and succeed over the long term.
Examples in Atlanta & Beyond
EDI: Our EDI program runs in Atlanta, Austin, the Bay Area, Dallas, Detroit, Cleveland, and the Washington D.C. metro area. Through EDI, we support emerging real estate developers with training, mentorship, and financing, enabling them to participate in the growth and development of their communities as part of the region’s booming real estate market.
In May 2025, 15 emerging real estate developers from across Greater Atlanta graduated from our inaugural EDI real estate development program in Atlanta, which launched in 2024.
GHD: GHD is another initiative through which we help seasoned real estate developers increase the supply of affordable housing by providing them with access to catalytic grants, training, mentorship, and the resources needed to grow and scale their businesses. Some of the GHD participants also support EDI participants as mentors and advisors, sharing knowledge and expertise and contributing to the revitalization of the communities where we work.
Planned Impact in Atlanta Through 2027
Train 22 affordable housing developers through our proprietary technical assistance programs and/or participant programs.
Through these business lines, we are creating pathways for sustainable economic growth by investing in projects that strengthen local businesses, enhance community assets, and build long-term economic stability in Atlanta.
Partnering with Local Organizations to Foster Community & Economic Development in Atlanta
Our work is powered by collaboration with trusted partners that share our commitment to advancing community and economic development in Atlanta. By aligning with organizations that understand the unique needs of local communities, we amplify the impact of our investments and support projects that drive long-term economic growth.
One example is our partnership with LIIF and Reinvestment Fund to deliver capacity building and capital solutions to real estate development firms based in GHD’s core geographies, including Georgia.
Another example is our partnership with Access to Capital for Entrepreneurs (ACE), a leading advocate for small business growth in Georgia. Together, we are working to expand financing options for local entrepreneurs through targeted lending and business advising.
We are also collaborating with community development organizations, local lenders, and economic development groups to foster economic opportunity in Atlanta. These partnerships allow us to connect with entrepreneurs, real estate developers, and other stakeholders to identify high-impact projects that align with regional priorities.
What’s next?
As we continue to expand our work in Atlanta, we’re bringing with us the full strength of the Momentus Capital family of organizations. With more than 80 years of combined experience, a $3 billion portfolio under management, and a national presence guided by local strategies, we have the tools and track record to support impactful, community-focused growth across regions.
While our current work in Atlanta focuses on lending, investment, and technical assistance across small business, housing, and education, we’re also preparing for what comes next.
As our presence deepens, we will continue to explore longer-term opportunities that reflect emerging needs and potential for impact in the region. These may include:
- New Product Development: Bringing new tools to market to expand reach and flexibility based on community needs.
- Entertainment Industry Technical Assistance: Designing a training and support program for entrepreneurs in Atlanta’s growing entertainment sector.
- Tech Start-up Ecosystem Support: Developing lending and investment pathways tailored to early-stage tech businesses based in the region.
Each of these ideas is under active consideration in collaboration with local partners. As we move forward, we remain committed to strategies grounded in community priorities and responsive to Atlanta’s evolving economy.
If your organization is exploring similar opportunities or seeking to expand its impact, we invite you to connect with us.
Together, we can drive sustainable growth that benefits communities in the region.
Are you looking for financing for your community development project? Speak to one of our loan officers to learn more about our community development lending options.