Working for Communities with Purpose: CEO Ellis Carr on Our 2025 Impact

Each year, our Annual Report offers a moment to reflect while also calling us forward with urgency and purpose. I am thrilled to share that, in 2025, we made or facilitated nearly $700 million in community and small business investments to advance economic opportunity and support communities across our country. Momentus Capital demonstrated what is possible when capital is aligned with mission and deployed at scale.

The challenges facing our communities have remained persistent. Barriers to capital, quality jobs, housing, and essential services continue to limit opportunity for far too many, especially amid a volatile, changing economic environment marked by rising interest rates, grocery prices, utility costs, and more.

However, what is also changing is our collective ability to pivot and address these challenges with greater intention, innovation, and partnership. We are not simply increasing access to capital but reimagining how it flows. Through our lending platforms, asset management, investment banking, capacity building, and advisory services, we are building a more efficient financial ecosystem that connects institutional capital to the communities where it can have the greatest impact.

This year, we leaned further into that role. We expanded our reach, deepened our partnerships, and enhanced our ability to deliver flexible, responsive capital solutions. Just as importantly, we continued to listen to entrepreneurs, community leaders, and investors, ensuring our work remains grounded in real needs and real opportunities.

The path ahead requires bold action and sustained commitment, and we are doing just that.

The approximately $700 million in community and small business investments supported small businesses, schools, health centers, affordable housing developments, food co-ops, and more nationwide. Behind every dollar deployed is tangible impact: a business opening its doors, an affordable housing project breaking ground, a community gaining access to essential facilities. 

We supported 472 small businesses and developers, each advancing their own vision for growth and impact. Together, these efforts helped create or preserve more than 5,200 jobs which strengthen local economies and expand pathways to financial stability.

We helped finance 511 units of affordable housing, supported schools serving more than 1,600 students, and expanded healthcare access for over 23,000 patients. These outcomes represent meaningful progress toward a more resilient urban and rural communities. They demonstrate what is possible when capital is deployed with purpose and in partnership with the communities it is meant to serve.

Small Business Lending

Commercial Real Estate

Community Development Real Estate

Community Development Working Capital

Impact Investments

Business Advising & Training

Our 2025 Impact

This milestone strengthens our financial foundation and enhances our ability to deploy capital at scale, deepening our impact in communities nationwide. It also builds on the A+ with Stable Outlook rating issued for both Capital Impact Partners and CDC Small Business Finance by Fitch Ratings. Similarly, S&P Global Ratings affirmed its A+ issuer credit rating with Stable Outlook for Capital Impact and its A+ long-term rating with Stable Outlook on Capital Impact’s Investment Notes.

We were also honored that our small business lending team was recognized by the San Diego Business Journal as having the “Best Public Deal of the Year” for our support of Village Gate Children’s Academy. In addition, our community development lending team received an $85 million New Markets Tax Credit Award from the Community Development Financial Institutions Fund, a division of the U.S. Treasury.

At the heart of this work is a simple but powerful belief that lasting change is driven by people. That belief shapes how we invest, how we partner, and how we lead. It also guides how we support our own team. Being named the #1 Large Nonprofit to Work For by The NonProfit Times in 2025 reflects the culture we are building — one grounded in purpose, collaboration, and a shared commitment to impact.

As we continue through 2026, we do so with momentum and conviction. Across our family of organizations, we are delivering a seamless continuum of financial, knowledge, and social capital to drive lasting change. The challenges ahead are real — but so is the opportunity. With the strength of our partnerships, the dedication of our team, and the clarity of our mission, we are well-positioned to meet this moment.

Together, we will make 2026 a year of even greater impact. Together, we thrive.